Single-vehicle accidents accounted for 53% of fatal crashes in 2019, according to the Insurance Institute for Highway Safety. High speeds are often a factor in the severity of injuries that occur because of single-vehicle crashes.
Can you receive compensation for injuries that occur because of a single-vehicle accident?
Situations Where Compensation May Be Possible
Most of the time, if you are the driver of a vehicle and you crash into something with no other drivers involved, you will not be able to collect compensation for your injuries other than any coverage for the medical bills you have through health or auto insurance.
However, there are a few circumstances where a third party may be liable for your injuries. For example, if a safety defect in your car caused the accident or contributed to the severity of it, the vehicle manufacturer may be liable. Property owners could be responsible for injuries caused by hazardous conditions on their property.
Additionally, if you were a passenger in the vehicle of a person who caused a single-car accident, you may be able to collect damages from the driver of the vehicle.
Should I File an Insurance Claim for a Single-Vehicle Accident?
You may have coverages that apply to the damage to your vehicle and your injuries. You may also be liable for damage to other people’s property, so in most cases, you should file an insurance claim.
Most of the time, single-vehicle accidents are the fault of the driver of the vehicle. However, in some cases, it is worth investigating whether a third party’s negligence contributed to the accident.